Savings products

Requirements

  • Must be a regular member of San Jose Koop
  • Initial deposit to open an accounts is P500.00

  • characteristics

  • Withdrawable anytime
  • Maintaining balance is P500.00 to earn an interest
  • Designed to inculcate the habit of savings to members

  • Interest Rate

  • 1% per annum

  • Requirements

  • Must be a regular member of San Jose Koop
  • Initial deposit to open an accounts is P10,000.00

  • characteristics

  • An investment certificate held at a contractual term and rate
  • Maintaining balance and minimum deposit is P10,000.00 to earn an interest
  • Withdrawals can be made on the agreed term of deposit

  • Interest Rate

  • Interest rates ranges from 1.5% p.a. to 5.5% p.a. depending on the amount and term of deposits
  • If not renewed at maturity, interest rate shall be computed based on one (1) month term
  • If withdrawal is made before the agreed term, interest rate shall be based on savings deposit rate

  •  30 days /
    1 month
    90 days /
    3 months
    180 days /
    6 months
    270 days /
    9 months
    360 days /
    12 months
    ₱ 10,000 – ₱ 499,9991.50% P.A.1.75% P.A.2% P.A.02.25% P.A.2.50% P.A.
    ₱ 500,000 – ₱ 999,9992.50% P.A.2.75% P.A.3% P.A.3.25% P.A.3.50% P.A.
    ₱ 1M – ₱ 2,999,9993.50% P.A.3.75% P.A.4% P.A.4.25% P.A.4.50% P.A.
    ₱ 3M and above4.50% P.A.4.75% P.A.5% P.A.5.25% P.A.5.50% P.A.
    • In case of pre-termination or withdrawal is made before due date, interest rate shall be based on savings deposit rate (regular/associate).
    • Once partial withdrawal is made, the balance shall be considered as new placement, same term shall apply and interest rate varies based on the remaining amount.
    • This Policy applies per certificate of Time Deposit.

    Requirements

  • Parents or guardian must be a regular member of San Jose Koop
  • Photocopy of Birth Certificate of School ID
  • Initial deposit to open an accounts is P30.00

  • characteristics

  • Withdrawable any time
  • Maintaning balance is P50.00 to earn an interest
  • Designed for Kids below 12 years old

  • Interest Rate

  • 1.5% per annum

  • Requirements

  • Parents or guardian must be a regular member or San Jose Koop
  • Photocopy of Birth Certificate of School ID
  • Initial deposit to open an account is P50.00

  • characteristics

  • Withdrawable any time
  • Maintaning balance is P100.00 to earn an interest
  • Designed for Teens ages 13-17 years old to encourage to save money for certain purpose

  • Interest Rate

  • 1.5% per annum

  • Requirements

  • Must be a regular member of San Jose Koop
  • Initial deposit to open an account is P500.00

  • characteristics

  • Withdrawals can be made only on the month of November, December, and January
  • Maintaning balance is P500.00 to earn an interest
  • Designed to help depositors to save money for Christmas Season

  • Interest Rate

  • 1.5% per annum

  • Requirements

  • Must be a regular member of San Jose Koop
  • Initial deposit to open an account is P500.00

  • characteristics

  • Withdrawable any time
  • Maintaning balance is P500.00 to earn an interest
  • Designed for payment of regular bills of members

  • Interest Rate

  • 1.5% per annum

  • Requirements

  • Must be a regular member of San Jose Koop
  • Initial deposit to open an account is P500.00

  • characteristics

  • Withdrawable any time
  • Maintaning balance is P500.00 to earn an interest
  • Designed to help depositors to save money for vacation, travel, and leisure

  • Interest Rate

  • 1.5% per annum

  • Requirements

  • Must be a regular member of San Jose Koop
  • Initial deposit to open an account is P800.00

  • characteristics

  • Withdrawable only if the member is already deceased/resigned
  • Maintaning balance is P500.00 to earn an interest
  • Designed for contributions to deceased Abuluyan members

  • Interest Rate

  • 1.5% per annum

  • Requirements

  • Must be a regular member of San Jose Koop
  • Initial deposit to open an account is P500.00

  • characteristics

  • Withdrawable anytime
  • Maintaning balance is P500.00 to earn an interest
  • Designed to help members to save money for medical needs such as hospitalization, consulation fees, medicines, laboratory fees, pregnancy, operation or surgical expense, etc.

  • Interest Rate

  • 1.5% per annum

  • Requirements

  • Must be a regular member of San Jose Koop
  • Initial deposit to open an accounts is P500.00

  • characteristics

  • Withdrawable only at the time of retirement or resignation of membership
  • Maintaning balance is P500.00 to earn an interest
  • Designed to encourage employed members to save money for their retirement

  • Interest Rate

  • 6% compounded per annum

  • Requirements

  • Must be a regular member of San Jose Koop
  • Fill-out application form
  • Initial deposit P2,000.00

  • characteristics

  • Intended for automatic payment of loan
  • Maintaning balance is P2,000.00
  • With penalty of P500.00 if below maintaining balance

  • Interest Rate

  • 1.5% per annum

  • Requirements

  • Must be a regular member of San Jose Koop
  • Must submit a photocopy of Marriage Certificate or Marriage Contract (if married)
  • Initial deposit to open an account is P500.00

  • characteristics

  • Withdrawable any time
  • Maintaning balance is P500.00 to earn an interest
  • Designed to help legally married couple either civil or church wedding, live-in partner or engaged intended for their expenses for the future. A joint account savings for couple and partner

  • Interest Rate

  • 1.5% per annum

  • Requirements

  • Must fill-out enrollees application form or signature card
  • Submit Child's Birth Certificate
  • 3pcs of 2x2 latest picture
  • Initial deposit to open an account is P500.00

  • characteristics

  • This type of savings product is intended for future education funds, therefore this can only withdrawn after the K-12 program

  • Interest Rate

  • 5% per annum

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