GOLD PLAN

BenefitsAmount
Accidental Death & Dismemberment of Body PartsP 100,000.00
Murder or Unprovoked AssaultP 50,000.00
Medical Expense Reimbursement due to AccidentP 10,000.00
Hospital Income Rider due to Accident, Maximum of 7 DaysP 300.00 per day
Annual Premium per personP 330.00

SILVER PLAN

BenefitsAmount
Accidental Death & Dismemberment of Body PartsP 50,000.00
Murder or Unprovoked AssaultP 20,000.00
Medical Expense Reimbursement due to AccidentP 5,000.00
Hospital Income Rider due to Accident, Maximum of 7 DaysP 200.00 per day
Annual Premium per personP 185.00

BRONZE PLAN

BenefitsAmount
Accidental Death & Dismemberment of Body PartsP 20,000.00
Murder or Unprovoked AssaultP 10,000.00
Medical Expense Reimbursement due to AccidentP 2,000.00
Hospital Income Rider due to Accident, Maximum of 7 DaysP 100.00 per day
Annual Premium per personP 105.00
Types of CoverageResidential AmountCommercial Amount
Fire Insurance Cash Assistance on Building & Contents or improvements at indicated addressP 10,000.00P 10,000.00
Accidental DeathP 10,000.00P 10,000.00
Calamity Assistance due to earthquake, flood, & typhoon subject to 75% of the actual loss per event for the current yearP 3,000.00P 3,000.00
PREMIUMP 120.00P 165.00

PLAN A

 Accidental Death & Total DisabilityUnprovoked Murder & AssaultAccident Medical ReimbursementAccidental Burial BenefitAnnual Premium
I25,000.0025,000.002,500.002,500.0025.00
II50,000.0050,000.005,000.003,000.0045.00
III75,000.0075,000.007,500.003,500.0065.00
IV100,000.00100,000.0010,000.004,000.0085.00

PLAN B

OPTIONAccidental Death & Total DisabilityUnprovoked Murder & AssaultAccident Medical ReimbursementAccidental Burial BenefitAnnual Premium
I20,000.0020,000.002,000.005,000.0025.00
II40,000.0040,000.004,000.005,000.0045.00
III60,000.0060,000.006,000.0010,000.0065.00
IV80,000.0080,000.008,000.0010,000.0085.00
V100,000.00100,000.0010,000.0010,000.00110.00
 Plan APlan B
Pre-School students can avail ofOption I or IIOption I or II
Grade School students can avail ofOption I or IIOption I or II
High School students can avail ofOption I-II or IIIOption I-II or III
College Students can avail ofAny optionAny option
  • 20,000.00 amount of coverage
  • yearly renewable insurance
  • no medical examination eneded

Plan Benefits:
It covers the hospitalization in-patient expenses like room & board, Surgical, Physician, Laboratory, Medicines and other expenses that are necessary for the treatment of patient in excess of Philhealth and other HMO benefit up to the maximum amount of coverage and does not cover out-patient expenses and medicine bought after the confinement period.

Age requirements:
Principal & spouse must be 18-69 years old up to 3 children who are 21 years old

Plan Premium Cost:
2,000.00 + 1 beneficiary and their dependents insured with 1 month contestability
3,500.00 + 3 beneficiary and their dependents insured with 1 month contestability

The plan offers full-time 24 hours, 365 day-a-year worldwide protection against accident which an insured person may be exposed in the course of activities related to business of pleasure, whether on or off-the-job, occurring in the house or while travelling.

For 18-65 years old under Occupational Class 1 strictly non-hazardous occupations; pure white collar jobs

Accidental DeathP 1,000,000.00
Unprovoked murder/ AssaultP 500,000.00
Accident medical expenseP 100,000.00
Accident burial benefitP 100,000.00 per day
Annual PremiumP 1,800.00
Residential Fire Insurance for building HouseholdP 50,000.00
Contents (First Loss) Comprehensive personal Liability (Home Premises) 
Personal LiabilityP 20,000.00
Medical PaymentP 2,000.00
Damage to PropertyP 2,000.00
Accident Death & Dismemberment InsuranceP 25,000.00
Bereavement Assistance (due any type of death)P 2,500.00
Premium per unit of coverage (inclusive of taxes) one(1) unit per insured locationP 250.00

Payment can be divided by 4 but requires a post dated check for the last three payments.

BenefitsOption 1Option 2
Accidental DeathP 50,000.00P 100,000.00
Murder or Unprovoked AssaultP 25,000.00P 50,000.00
Death due to Natural Causes such as Sickness Disablement &Dismemberment Various (per schedule)P 12,500.00P 25,000.00
Funeral Service AssistanceP 7,500.00P 15,000.00
ANNUAL PREMIUMP 250.00P 500.00

ELIGIBILITY & FEATURES

  • Yearly Renewable Term
  • Entry age is 18 to 69 years old
  • Those who are able to perform the usual duties of their livelihood and not mentally incompetent or physically impaired.

Personal accident with hospitalization (Individual coverage)
Age eligibility: 2-25 years old (Student)

                         18-69 years old (Nominated breadwinner)
Period coverage: Twelve (12) month coverage

COVERAGEPLAN APLAN BPLAN CPLAN D
BREADWINNER COVERAGE    
Accidental Death25,000.0050,000.0075,000.00100,000.00
Permanent Disablement & Dismemberment25,000.0050,000.0075,000.00100,000.00
Educational Assistance5,000.0010,000.0015,000.0020,000.00
STUDENT COVERAGE    
Accidental Death25,000.0050,000.0075,000.00100,000.00
Permanent Disablement & Dismemberment25,000.0050,000.0075,000.00100,000.00
ANNUAL PREMIUM175.00350.00500.00675.00
   
Accidental DeathP 5,000.00
Accidental Permanent DisablementP 5,000.00
Death due to motorcyclingP 5,000.00
Accidental Death due to drowning, snake/dog biteP 5,000.00
Annual Premium per person (and can avail up to 5x)P 15.00

Copyright 2018 - San Jose Koop

Copyright 2018 - San Jose Koop

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