A bit of our story

The formation of SAN JOSE KOOP or San Jose del Monte Savings and Credit Cooperative is an offshoot of the positive developments brought about by the EDSA People Power Revolution of 1986. The newly installed President Corazon C. Aquino replaced all incumbent officers of the government, one of which is the Mayor of the Municipality of San Jose del Monte.

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Frequently asked questions

San Jose Koop is a financial-based community movement which is owned, lead, and patronized by its members. It is composed of people whom have one goal: to have a better quality of life by saving funds together and lending funds to its members with low interest, so as to give progress to their business/source(s) of income and change their social consciousness.

The Cooperative is owned by all of its members. The General Assembly holds the final decision to the important matters which are relative in running the cooperative.

It is the yearly assembly of the members of the cooperative where members may exercise their rights in the decision-making with matters that are relative and essential in running and managing the cooperative. This is being held yearly, every last sunday of March.

  • Attend PMES (Pre-Membership Education Seminar)
  • 2 ID Pictures
  • Photocopy of 2 valid IDs
  • Fees:
    • Php 6,030 – Regular Membership
    • Php 1,230 – Minimum Membership
    • Php 530 – Initial Membership
  • Paid the membership fee and the value of the minimum shares required for membership;
  • Not delinquent in the payment of his/her share capital subscriptions;
  • Not delinquent in the payment of his/her loan obligations as of December 31 prior to the date of general assembly;
  • Not violated any provision of cooperative laws, CDA administrative issuances, Articles of Cooperation and this By-laws, the terms and conditions of the subscription agreement; and the decisions, guidelines, rules and regulations promulgated by the Board of Directors and the general assembly;
  • Completed the continuing education program prescribed by the Board of Directors;
  • Attendance in the general assembly and yearly patronizes the loans and savings of cooperative in accordance with its policies and guidelines.
  • Must have attended the last year’s general assembly except for the following:
    • those who have been hospitalized evidenced by hospital bill
    • those who are working overseas evidenced by passport
    • and those who has casualty in the family up to 2nd degree of consanguinity but must notify the cooperative within 15 days after the date of general assembly meeting.
  • Yearly patronizes the loans and savings of cooperative except for members 70 years old and above.

what they say about us...

"Nakatulong ang San Jose Koop sa pagkakaroon ng capital sa paghahayupan at natutunan ang kahalagahan ng pag-iimpok. Napag-aral ko ang aking mga anak at nagkaroon ng kaunting ipon."
Maximo O. Herrera
Farming
"Napakalaki ng naitulong ng Koop sa aming kabuhayan sapagkat nakakahiram kami ng pandagdag puhunan sa maliit na interes na kayang-kaya naming mabayaran. Natuto kaming i-manage ang aming pera pati sa pagba-budget nito kung saan ay nakapag-pundar kami ng truck, lupa at marami pang iba dahil sa maluwag na sistema ng Koop."

Juliet C. Bartolome
Junkshop Owner
"Nakatulong ang koop sa aking pinansyal na pangangailangan sa aking negosyo at nagiging karagdagan ito para sa aking mga branch at naging maluwag sa iba naming gastusin."
Ronaldo P. Borbon
Retail Drugstore Proprietor
"Awa ng Dioys, napakaraming beses na sa gitna ng pangangailangan naming lahat ay wala kaming ibang nilalapitan at pinagkakatiwalaang makatulong sa amin kundi ang San Jose Koop. Awa ng Diyos, napatapos namin lahat ang mga anak namin ng walang problema. Masasabi ko na sobra sobra ang pagtanaw namin ng utang na loon sa Koop naming ito."
Lydia P. Agustin
Retired Government Employee
"Malaki ang naitulong sa akin ng Koop dahil dito kami kumuha ng pantustos sa aming kabuhayan. Sa ngayon ay nagkaroon na kami ng sariling sasakyan mula ng kami ay naging miyembro dito."
Genara U. Bantilan
Backyard Piggery Owner
"Sa pamamagitan ng puhunan na pinahiram ng Koop sa amin, kami ay nagtayo ng sari-sari store. Malaki po ang pagbabago dahil sa nahiram na pera. Ito ay nakatulong ng malaki sa amin at nagkaroon ng madaming laman ang tindahan namin."



Marissa Gilda D. Recto
Private Tutor/Small Entrepreneur

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